If Spring Flooding Happens, Will you be Prepared?

 Insurance  Comments Off on If Spring Flooding Happens, Will you be Prepared?
Apr 092014
 

shutterstock_37537042Spring is here, meaning the rainy season has begun, which poses risk for flooding. Floods are one of the most common hazards in the United States, so it’s important we prepare for the potential disaster.

The average waiting period for a flood insurance policy to take effect is 30 days, so act now before it’s too late.

Flooding is common in our area, and there are a variety of ways floods can develop. Some develop slowly, while others such as flash floods, can occur within a few minutes or hours of excessive rainfall. Excessive rainfall can cause overland flooding, which is when waterways such as rivers or streams overflow. The resulting water flow can exceed the capacity of underground pipes or the capacity of streets and drains, which can flood surrounding areas.

With the change in weather already approaching, it’s crucial you make sure you and your family are protected. We urge you to maximize your protection plan by investing in flood insurance to mitigate the potentially large price tag that comes with flood damage for uninsured.

Many homeowners find out the hard way that a basic home or rental policy does not cover damage from flooding. If your home were to fall victim to flash flooding or excessive rain, your homeowners insurance policy would not pay for any repairs. Even if your property is not located in a designated high-risk flood zone flooding incidents can happen anywhere, anytime. According to the National Flood Insurance Program (NFIP), about 25% of all flood insurance claims are from areas that are not deemed high-risk.

We encourage you to talk to your OceanPoint Insurance agent about adding a flood insurance policy today to ensure your home and its contents are safe.

Call OceanPoint Insurance today at 847-5200, for more information on your flood insurance options.

Compare the Rates of Multiple Insurance Carriers in One Place, OceanPointIns.com!

 Insurance  Comments Off on Compare the Rates of Multiple Insurance Carriers in One Place, OceanPointIns.com!
Apr 092014
 

We all need insurance, but with the wide variety of options available and companies to choose from, deciding on which policy is right for you can be over whelming. As an independent insurance agency, we have the ability to offer you rates from multiple insurance companies. We are able to rate prospective insurance applicants using a comparative rater and figure out at what premium you are eligible to purchase insurance.

If you choose one insurance company, the rate they give you is the rate that one company believes you qualify for. OceanPoint has a comparative rating system that allows you to compare the rates of a variety of insurance companies right on our website, so you can choose which company best fits your needs.

No insurance policy is a one-size-fits-all, and you don’t know which company fits best until you explore all your options. To receive a quote for homeowners, auto, or life insurance, visit the quote page of our website and fill out the required form. An agent will then contact you with quotes from multiple insurance carriers based on the information you provided.

At OceanPoint we strive to ensure all of our clients are satisfied with our service, and we continuously look for ways to save you money while offering you superior coverage at competitive rates. With our comparative rating system, you are able to review all of your options from the comfort of your own home, when it is convenient for you.

OceanPoint effectively provides you with a fast and accurate insurance quote. For more information about our quote options, call our office today at 847-5200, or visit the quote page of our website to start comparing rates today.

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OceanPoint Employees Earn CPIA Designation

 Insurance  Comments Off on OceanPoint Employees Earn CPIA Designation
Apr 092014
 

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Stephanie Federici, financial services account manager, Doug Guilbert, account executive, and Christina Mohr, commercial lines account manager, were awarded the Certified Professional Insurance Agent (CPIA) designation at the Independent Agents of RI Annual Education Awards Luncheon.

The CPIA designation recognizes leaders in the insurance industry for professionalism, commitment to sales training, and technical results.

To earn the designation, Stephanie, Doug, and Christina attended three Insurance Success Seminars designed to enhance the ability of producers, sales support staff, and company personnel to efficiently create and distribute effective insurance programs.

The seminars and completed coursework included implementing risk identification strategies and systems, developing specific methods for maintaining high legal and ethical standards, and assimilating customer needs to create a customized protection program.

Stephanie, Doug, and Christina’s dedication to achieving the CPIA designation is an example of how all OceanPoint employees hold themselves to the highest standard and are committed to providing the best service possible.