Are You Prepared to Weather the Storm?

shutterstock_119265961Did you know June 1st marked the beginning of hurricane season? The 2014 hurricane season has arrived after last years unusually quiet season, which was the first since 1994 not to have a single Category 3 or stronger storm. Since even the experts are unsure what 2014 has in store, it’s important to have the appropriate insurance protection in place now.

In order to prepare you for unpredictable storms and help you recover from the aftermath, we offer you the following tips:

  • Make copies of important documents, such as insurance policies, the deed to your home, and a home inventory.
  • Create an emergency supply list.
  • Review your evacuation route and emergency shelter locations with family members.
  • After a storm, report any damage to your insurance agent, explain your overall situation and ask any questions you may have, such as: Am I covered; How long will it take to process my claim; Do I need to obtain estimates?
  • Do not return to your home until local authorities authorize you that it is safe.
  • Look for any structural damage to the foundation, porches, stairs, and overhangs.
  • Make temporary repairs to prevent further damage and save receipts for any material you purchase.
  • Take photos of any damaged items before you make any repairs.
  • Make lists of anything that is damaged and include information, such as brands, model numbers, location of purchase, when it was purchased, etc.
  • Keep copies of all lists and documents you submit to your insurance agent, and anything your insurance agent provides you.

While Mother Nature is unpredictable, you can take steps to ensure you and your loved ones remain safe and damage is mitigated. It is crucial you review your homeowners and flood insurance policies so you are fully aware of what is covered in the event of a natural disaster.

Call your OceanPoint agent at 847.5200 for a complimentary policy review and be ready for whatever life brings.

Insure Your Summer Fun

shutterstock_4589980The warm weather is here and summer is rapidly approaching. We are all eager to enjoy those summer toys with family, especially after the rough winter we’ve had. No matter how you choose to travel it is crucial you secure proper insurance protection.

At OceanPoint Insurance, we urge you to review your insurance policies to be certain they will protect you for another summer of fun and adventure. Your current policy may not fully protect you against theft, damage or accident; therefore we encourage you to talk with your OceanPoint agent to ensure everything is properly insured.

We provide insurance protection for:

  • Jet Skis
  • Motorcycles
  • ATV’s
  • Boats/Yachts
  • Motor Homes

We also offer additional coverage for equipment and property, including bodily injury liability, coverage for guest passengers, and property damage liability.

Call OceanPoint Insurance at 847.5200 to review all of your coverage options and ensure you’re covered for all seasons.