Protect Your Livelihood with Umbrella Insurance

 Insurance  Comments Off on Protect Your Livelihood with Umbrella Insurance
Jul 302014
 

shutterstock_39940354You have made the investment in home and auto insurance to protect your house and car, but did you know that sometimes accidents occur where these standard policies do not cover all the damages?

Your life could change in a split second, and everything you have been working towards could slip away. What is you find yourself the cause of a major car accident? Have you ever thought that your teenager could end up with a slander or libel lawsuit as a result of one of their social media posts? What happens if a neighbor slips and falls in your yard? Any of these accidents could happen to you and they happen very quickly.

Umbrella insurance kicks-in once your standard insurance policies have been exhausted. Without umbrella insurance you could find yourself paying out of pocket to make up the difference that your home or auto policies could not cover.

Typically sold in increments of $1 million dollars or more, umbrella insurance can be added to your existing policies for as little as $150 to $300 per year.

Protect yourself from these potentially life changing accidents and make the investment in umbrella insurance. Call OceanPoint Insurance at 847.5200 to review your options.

Keep Your Home Safe While Away on Vacation

 Insurance  Comments Off on Keep Your Home Safe While Away on Vacation
Jul 302014
 

Summer is here. It’s the perfect time to take that well deserved vacation with your family or friends. Vacation is a time meant for rest and relaxation. However, whether you are going on a short overnight weekend trip or taking a vacation extravaganza, leaving your home unattended can be risky.

Below we offer you some tips on how to keep your home safe while you’re away on vacation.

  • Don’t announce your travel plans on social media and wait until you return to post pictures.
  • Ask a neighbor to pick up your mail and newspaper so it appears someone is home.
  • Install timers for both interior and exterior lights and preset them to go on at night.
  • Install motion sensors in the front, back, and side of the house that cause the lights to go on when movement is detected.
  • Unplug unnecessary appliances. A toaster, coffee machine, microwave, television, or computer is still using energy even when it’s not in use.
  • Turn off the main water valve to avoid a burst pipe or flooding.
  • Give a trusted neighbor your vacation itinerary, contact info of where you will be staying and how you can be reached.
  • Neatly cut your shrubbery so the interior of your home is visible and burglars can’t hide undetected.
  • Arrange to have your lawn mowed (or snow shoveled during the winter) while you are away.
  • Ask a neighbor to set out your trash on collection day and then retrieve empty cans the same day.
  • Never leave your house key hidden outside your home.

Following the above steps will ensure a worry-free vacation. As long as you prepare in advance you can have peace of mind knowing your home is safe as you relax this summer.

Call OceanPoint Insurance at 847.5200 for more helpful tips on how to keep your home and your family safe.

OceanPoint Insurance Agency Proudly Supports The Boys and Girls Club of Newport County, Inc

 Insurance  Comments Off on OceanPoint Insurance Agency Proudly Supports The Boys and Girls Club of Newport County, Inc
Jul 172014
 

OceanPoint Insurance and The Selective Insurance Group Foundation Collaborate to Provide Matching Grants

Middletown, RI (July 17, 2014) – OceanPoint Insurance and The Selective Insurance Group Foundation joined forces to support the positive efforts of The Boys and Girls Club of Newport County, Inc through a $1,000.00 grant.

“Through the variety of programs the Boys and Girls Club offers, they are able to provide critical services to children, teens, adults and families in our community. OceanPoint Insurance Agency is pleased to support The Boys and Girls Club and their mission,” said John Kaull, Vice President, Commercial Lines, OceanPoint Insurance.

The grant represents a $500.00 donation from OceanPoint Insurance matched by a $500.00 grant from The Selective Insurance Group Foundation.

“The Matching Grant program allows us to partner with our agents to support the needs of the communities we serve,” said Chuck Musilli, Senior Vice President, Chief Field Operations Officer for Selective.

John Kaull presented the check to Joseph Pratt, Executive Director & CEO of the Boys and Girls Club of Newport County, at their club located at 95 Church Street, Newport, RI 02840.

About OceanPoint Insurance Agency

OceanPoint Insurance Agency, Inc: Headquartered in Middletown, Rhode Island, provides a broad range of property casualty insurance products, in addition to a full array of financial services. Along with BankNewport, OceanPoint Insurance Agency, Inc. is a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC. Tracing its roots back to 1863, OceanPoint Insurance Agency, Inc. is proud to serve the insurance needs of clients from three full service offices located in Middletown, Barrington, and Coventry Rhode Island, forming one of the largest independent insurance agency operations in southeastern New England. For more information visit www.oceanpointins.com.

About The Selective Insurance Group

Selective Insurance Group, Inc. is a holding company for ten property and casualty insurance companies rated “A” (Excellent) by A.M. Best.  Through independent agents, the insurance companies offer primary and alternative market insurance for commercial and personal risks, and flood insurance underwritten by the National Flood Insurance Program.  Selective maintains a website at www.selective.com.

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OceanPoint and BankNewport Host “Feed the Kids” Summer Food Drive

 Insurance  Comments Off on OceanPoint and BankNewport Host “Feed the Kids” Summer Food Drive
Jul 032014
 

image002OceanPoint Insurance Agency and BankNewport invite the community to join us this summer to show support for the Rhode Island Community Food Bank in its efforts to provide food for local children in need.

Beginning Monday, July 7 through Saturday, July 19, all OceanPoint and BankNewport locations will be collection locations for community donations of “kid friendly” food items, including breakfast cereal, granola bars, canned/bagged pasta meals, mac’n’cheese and peanut butter. All items are non-perishable and are not limited to specific brand names.

During the school year, children have access to healthy and nutritious meals, but that comes to a harsh halt when summer vacation begins. We are excited to be able to make an impact to improve the lives of many children this summer.

Spread the word about our food drive with your family and friends – all food donations will truly make a difference!

Click Here to download the flyer.

Click Here to download the shopping list.