Exercise Caution to Ensure a Safe Thanksgiving

ThanksgivingThanksgiving is a time for great food, and spending quality time with family and friends. We all know the kitchen is the heart of the home, especially during the festive weeks to come. While the holidays are a wonderful time of year, they can also pose many dangers.

Thanksgiving is the leading day for cooking fires, with three times as many cooking fires taking place than on an average day. According to the National Fire Protection Association (NFPA) in 2013, Thanksgiving Day was the leading date for home cooking fires with 1,550, 230% above the average number of fires per day.

Keeping fire and cooking safety top of mind during this joyous but hectic time is important, especially when there is a lot of activity and people at home. Below are some safety tips you can follow to ensure a safe and enjoyable holiday:

  • Remain in the kitchen while you are frying, grilling or broiling food. If you have to leave the kitchen, remember to turn off the stove.
    • According to the NFPA, unattended cooking was the leading contributing factor in cooking fires and fire deaths. Cooking equipment is the leading cause of home structure fires and associated civilian injuries and was the third leading cause of home fire deaths.
  • Stay in the home when cooking your turkey and check on it frequently.
  • Keep a lid nearby when you’re cooking to smother small grease fires. Leave the pan covered until it is completely cooled.
  • Make sure kids stay away from the stove, hot food and liquids. The steam or splash from vegetables or gravy could cause serious burns.
  • Keep the floor clear so you do not trip over kids, toys, pocketbooks or bags.
  • Be sure electric cords from an electric knife, plate warmer or mixer are not dangling off the counter within easy reach of a child.
  • Make sure your smoke alarms are working. Test them by pushing the test button.
  • If you experience an oven fire, turn off the heat and keep the door closed.

Although a popular cooking method, turkey fryers are very dangerous if used incorrectly.

  • Only use a turkey fryer outdoors, away from trees and wooden structures.
  • Never place a frozen turkey into the fryer, because the mixture of ice and oil can cause flare-ups, or hot-oil explosions.
  • If using propane, leave at least two feet between the tank and the burner.
  • Turkeys weighing more than 12 pounds are unsafe to fry, which is why we recommend turkeys between 8 and 10 pounds if you consider frying a turkey.
  • Do not stuff or marinade the turkey if you are planning to fry it.
  • When finished, remove the pot from the burner and cover it for at least 24-hours before emptying the oil.

For more information on how to keep your home safe, call OceanPoint Insurance at 401-847-5200.

Is Your Home Prepared for the Winter?

WinterWhile it feels like fall just arrived and we don’t want to rush the cold winter weather, now is the time to start preparing your property for the winter season.

To properly prepare your home for the cold weather, we have outlined some tips to help save you time, money and energy this season:

Examine your roof – Inspect for damaged, loose or missing shingles that may leak during winter’s storms or from melting snow.

Clean out the gutters – Remove leaves, sticks and other debris from gutters, so melting snow and ice can flow freely. This can also help prevent ice dams.

Install storm doors and windows, which can increase energy efficiency by 45% by sealing drafts and reducing air flow. Making sure these are installed and securely shut can help save you a great deal of energy and money.

On the same track, window insulation kits are available for just a few dollars at your local hardware store, and add a buffer against draft and extra still air space.

Seal cracks and holes in outside walls and foundations. Use caulking to seal around any wall openings, preventing cold air and moisture from entering your home. Caulk and install weather stripping around windows and doors to prevent warm air from leaking out and cold air from blowing in.

Learn how to shut the water off and know where your pipes are located. If your pipes freeze, time is of the essence. The quicker you can shut off the water, the better chance you have to prevent pipes from bursting.

Prepare your fireplace – Make sure your fireplace (or any heating appliance burning gas, oil, wood or coal), chimney and vents are clean and in good condition. This will prevent chimney fires and prevent carbon monoxide from creeping into your home.

For more tips on how to properly winterize your home call OceanPoint Insurance today at 847.5200. Remember that no home is fully prepared without the proper homeowners insurance. Be sure to ask your OceanPoint agent to review your policy and ensure you’re fully covered for whatever winter throws your way.