Keep Your Home Safe While Away on Vacation

Summer is here. It’s the perfect time to take that well deserved vacation with your family or friends. Vacation is a time meant for rest and relaxation. However, whether you are going on a short overnight weekend trip or taking a vacation extravaganza, leaving your home unattended can be risky.

Below we offer you some tips on how to keep your home safe while you’re away on vacation.

  • Don’t announce your travel plans on social media and wait until you return to post pictures.
  • Ask a neighbor to pick up your mail and newspaper so it appears someone is home.
  • Install timers for both interior and exterior lights and preset them to go on at night.
  • Install motion sensors in the front, back, and side of the house that cause the lights to go on when movement is detected.
  • Unplug unnecessary appliances. A toaster, coffee machine, microwave, television, or computer is still using energy even when it’s not in use.
  • Turn off the main water valve to avoid a burst pipe or flooding.
  • Give a trusted neighbor your vacation itinerary, contact info of where you will be staying and how you can be reached.
  • Neatly cut your shrubbery so the interior of your home is visible and burglars can’t hide undetected.
  • Arrange to have your lawn mowed (or snow shoveled during the winter) while you are away.
  • Ask a neighbor to set out your trash on collection day and then retrieve empty cans the same day.
  • Never leave your house key hidden outside your home.

Following the above steps will ensure a worry-free vacation. As long as you prepare in advance you can have peace of mind knowing your home is safe as you relax this summer.

Call OceanPoint Insurance at 847.5200 for more helpful tips on how to keep your home and your family safe.

OceanPoint Insurance Agency Proudly Supports The Boys and Girls Club of Newport County, Inc

OceanPoint Insurance and The Selective Insurance Group Foundation Collaborate to Provide Matching Grants

Middletown, RI (July 17, 2014) – OceanPoint Insurance and The Selective Insurance Group Foundation joined forces to support the positive efforts of The Boys and Girls Club of Newport County, Inc through a $1,000.00 grant.

“Through the variety of programs the Boys and Girls Club offers, they are able to provide critical services to children, teens, adults and families in our community. OceanPoint Insurance Agency is pleased to support The Boys and Girls Club and their mission,” said John Kaull, Vice President, Commercial Lines, OceanPoint Insurance.

The grant represents a $500.00 donation from OceanPoint Insurance matched by a $500.00 grant from The Selective Insurance Group Foundation.

“The Matching Grant program allows us to partner with our agents to support the needs of the communities we serve,” said Chuck Musilli, Senior Vice President, Chief Field Operations Officer for Selective.

John Kaull presented the check to Joseph Pratt, Executive Director & CEO of the Boys and Girls Club of Newport County, at their club located at 95 Church Street, Newport, RI 02840.

About OceanPoint Insurance Agency

OceanPoint Insurance Agency, Inc: Headquartered in Middletown, Rhode Island, provides a broad range of property casualty insurance products, in addition to a full array of financial services. Along with BankNewport, OceanPoint Insurance Agency, Inc. is a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC. Tracing its roots back to 1863, OceanPoint Insurance Agency, Inc. is proud to serve the insurance needs of clients from three full service offices located in Middletown, Barrington, and Coventry Rhode Island, forming one of the largest independent insurance agency operations in southeastern New England. For more information visit www.oceanpointins.com.

About The Selective Insurance Group

Selective Insurance Group, Inc. is a holding company for ten property and casualty insurance companies rated “A” (Excellent) by A.M. Best.  Through independent agents, the insurance companies offer primary and alternative market insurance for commercial and personal risks, and flood insurance underwritten by the National Flood Insurance Program.  Selective maintains a website at www.selective.com.

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OceanPoint and BankNewport Host “Feed the Kids” Summer Food Drive

image002OceanPoint Insurance Agency and BankNewport invite the community to join us this summer to show support for the Rhode Island Community Food Bank in its efforts to provide food for local children in need.

Beginning Monday, July 7 through Saturday, July 19, all OceanPoint and BankNewport locations will be collection locations for community donations of “kid friendly” food items, including breakfast cereal, granola bars, canned/bagged pasta meals, mac’n’cheese and peanut butter. All items are non-perishable and are not limited to specific brand names.

During the school year, children have access to healthy and nutritious meals, but that comes to a harsh halt when summer vacation begins. We are excited to be able to make an impact to improve the lives of many children this summer.

Spread the word about our food drive with your family and friends – all food donations will truly make a difference!

Click Here to download the flyer.

Click Here to download the shopping list.

Are You Prepared to Weather the Storm?

shutterstock_119265961Did you know June 1st marked the beginning of hurricane season? The 2014 hurricane season has arrived after last years unusually quiet season, which was the first since 1994 not to have a single Category 3 or stronger storm. Since even the experts are unsure what 2014 has in store, it’s important to have the appropriate insurance protection in place now.

In order to prepare you for unpredictable storms and help you recover from the aftermath, we offer you the following tips:

  • Make copies of important documents, such as insurance policies, the deed to your home, and a home inventory.
  • Create an emergency supply list.
  • Review your evacuation route and emergency shelter locations with family members.
  • After a storm, report any damage to your insurance agent, explain your overall situation and ask any questions you may have, such as: Am I covered; How long will it take to process my claim; Do I need to obtain estimates?
  • Do not return to your home until local authorities authorize you that it is safe.
  • Look for any structural damage to the foundation, porches, stairs, and overhangs.
  • Make temporary repairs to prevent further damage and save receipts for any material you purchase.
  • Take photos of any damaged items before you make any repairs.
  • Make lists of anything that is damaged and include information, such as brands, model numbers, location of purchase, when it was purchased, etc.
  • Keep copies of all lists and documents you submit to your insurance agent, and anything your insurance agent provides you.

While Mother Nature is unpredictable, you can take steps to ensure you and your loved ones remain safe and damage is mitigated. It is crucial you review your homeowners and flood insurance policies so you are fully aware of what is covered in the event of a natural disaster.

Call your OceanPoint agent at 847.5200 for a complimentary policy review and be ready for whatever life brings.

Insure Your Summer Fun

shutterstock_4589980The warm weather is here and summer is rapidly approaching. We are all eager to enjoy those summer toys with family, especially after the rough winter we’ve had. No matter how you choose to travel it is crucial you secure proper insurance protection.

At OceanPoint Insurance, we urge you to review your insurance policies to be certain they will protect you for another summer of fun and adventure. Your current policy may not fully protect you against theft, damage or accident; therefore we encourage you to talk with your OceanPoint agent to ensure everything is properly insured.

We provide insurance protection for:

  • Jet Skis
  • Motorcycles
  • ATV’s
  • Boats/Yachts
  • Motor Homes

We also offer additional coverage for equipment and property, including bodily injury liability, coverage for guest passengers, and property damage liability.

Call OceanPoint Insurance at 847.5200 to review all of your coverage options and ensure you’re covered for all seasons.

OceanPoint Named One of Rhode Island’s Best Places to Work

BPTW2014_LogoOceanPoint Insurance Agency has been named one of the 2014 Best Places to Work in Rhode Island. The Best Places to Work program is presented by the Providence Business News (PBN), and is based on the program created and conducted by the Best Companies Group.

This statewide survey and awards program is designed to identify, recognize and honor the best places of employment in Rhode Island, benefiting the state’s economy, its workforce and businesses. This annual list is assembled based on the evaluation of confidential surveys of employees and management reports.

“We are honored to be included among the 2014 Best Places to Work in Rhode Island,” said Doug Mayhew, President/CEO of OceanPoint Insurance Agency. “OceanPoint values the hard work and dedication of all our employees. Our company strives to foster a positive, supportive environment to ensure the continued success of our entire team.”

Companies from across the state participated in the two-part survey to determine the Best Places to Work in Rhode Island. The first part consisted of evaluating each nominated company’s workplace policies, practices, philosophy, systems and demographics. The second part consisted of an employee survey to measure the employee experience. Best Companies Group managed the overall registration and survey process in Rhode Island and also analyzed the data and used their expertise to determine the final rankings.

OceanPoint was one of 18 small businesses chosen for the award. All 50 chosen Best Places To Work will be honored by PBN on June 12 at the Crowne Plaza Providence-Warwick.

For more information on the Best Places to Work in Rhode Island program, visit www.BestPlacesToWorkRI.com.

If Spring Flooding Happens, Will you be Prepared?

shutterstock_37537042Spring is here, meaning the rainy season has begun, which poses risk for flooding. Floods are one of the most common hazards in the United States, so it’s important we prepare for the potential disaster.

The average waiting period for a flood insurance policy to take effect is 30 days, so act now before it’s too late.

Flooding is common in our area, and there are a variety of ways floods can develop. Some develop slowly, while others such as flash floods, can occur within a few minutes or hours of excessive rainfall. Excessive rainfall can cause overland flooding, which is when waterways such as rivers or streams overflow. The resulting water flow can exceed the capacity of underground pipes or the capacity of streets and drains, which can flood surrounding areas.

With the change in weather already approaching, it’s crucial you make sure you and your family are protected. We urge you to maximize your protection plan by investing in flood insurance to mitigate the potentially large price tag that comes with flood damage for uninsured.

Many homeowners find out the hard way that a basic home or rental policy does not cover damage from flooding. If your home were to fall victim to flash flooding or excessive rain, your homeowners insurance policy would not pay for any repairs. Even if your property is not located in a designated high-risk flood zone flooding incidents can happen anywhere, anytime. According to the National Flood Insurance Program (NFIP), about 25% of all flood insurance claims are from areas that are not deemed high-risk.

We encourage you to talk to your OceanPoint Insurance agent about adding a flood insurance policy today to ensure your home and its contents are safe.

Call OceanPoint Insurance today at 847-5200, for more information on your flood insurance options.

Compare the Rates of Multiple Insurance Carriers in One Place, OceanPointIns.com!

We all need insurance, but with the wide variety of options available and companies to choose from, deciding on which policy is right for you can be over whelming. As an independent insurance agency, we have the ability to offer you rates from multiple insurance companies. We are able to rate prospective insurance applicants using a comparative rater and figure out at what premium you are eligible to purchase insurance.

If you choose one insurance company, the rate they give you is the rate that one company believes you qualify for. OceanPoint has a comparative rating system that allows you to compare the rates of a variety of insurance companies right on our website, so you can choose which company best fits your needs.

No insurance policy is a one-size-fits-all, and you don’t know which company fits best until you explore all your options. To receive a quote for homeowners, auto, or life insurance, visit the quote page of our website and fill out the required form. An agent will then contact you with quotes from multiple insurance carriers based on the information you provided.

At OceanPoint we strive to ensure all of our clients are satisfied with our service, and we continuously look for ways to save you money while offering you superior coverage at competitive rates. With our comparative rating system, you are able to review all of your options from the comfort of your own home, when it is convenient for you.

OceanPoint effectively provides you with a fast and accurate insurance quote. For more information about our quote options, call our office today at 847-5200, or visit the quote page of our website to start comparing rates today.

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OceanPoint Employees Earn CPIA Designation

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Stephanie Federici, financial services account manager, Doug Guilbert, account executive, and Christina Mohr, commercial lines account manager, were awarded the Certified Professional Insurance Agent (CPIA) designation at the Independent Agents of RI Annual Education Awards Luncheon.

The CPIA designation recognizes leaders in the insurance industry for professionalism, commitment to sales training, and technical results.

To earn the designation, Stephanie, Doug, and Christina attended three Insurance Success Seminars designed to enhance the ability of producers, sales support staff, and company personnel to efficiently create and distribute effective insurance programs.

The seminars and completed coursework included implementing risk identification strategies and systems, developing specific methods for maintaining high legal and ethical standards, and assimilating customer needs to create a customized protection program.

Stephanie, Doug, and Christina’s dedication to achieving the CPIA designation is an example of how all OceanPoint employees hold themselves to the highest standard and are committed to providing the best service possible.

Get an Instant Life Insurance Quote Now!

Screen Shot 2014-03-07 at 2.13.32 PMOceanPoint Insurance Agency is always looking for ways to enhance our services. In order to better serve our customers, you now have the ability to receive a free Term Life Insurance quote right from our website.

Life Insurance is one of the most important investments you will make during your lifetime. With the chaos of everyday life, it’s easy to put off important time-consuming tasks, such as looking at your Life Insurance options.

With our new instant quote tool, located on the Financial Services page of our website, you can easily compare rates of the insurance companies we represent. You can now review your options right from the comfort of your own home, when it is convenient for you.

For an instant quote, simply select your benefit amount, length of term, premium option, and whether you are a smoker or non-smoker, and we can provide you with an instant quote.

It is a fast and easy way to review your Term Life Insurance options. Receive your free personalized quote today to see how affordable it really is.

For more information about your Life Insurance options, call OceanPoint Insurance at 401-847-5200.