Latest News

What do you need to do to prepare for a hurricane? If you’re enjoying Summer fun on a jet ski, ATV, or boat, do you have the right levels of coverage? Are you properly insured if you list your home on AirBNB or HomeAway?  For the latest insurance news and advice, the OceanPoint blog is here to keep you informed.

Safety Tips for Today’s Storm and Future Winter Weather Conditions

In addition to preventing frozen pipes, be sure you have an emergency kit both at home and in your car filled with supplies in case of a large storm. Your emergency kit should include: Rock salt to melt the ice. Kitty litter or sand to build traction. Snow shovels and snow removal tools. Sufficient heating […]

The Winter Weather is Here – Are Your Pipes Prepared to Endure the Cold?

At OceanPoint Insurance, we want to make sure you’re properly educated on how to prevent loss and damage to your home. With the cold New England weather occurring today, it’s important you know what steps to take in order to ensure your home is prepared for winter weather. Frozen pipes are very common and can […]

RI Valuable Property Insurance

Properly Insure all of Your Valuable Holiday Gifts

Valuable Property Insurance Plan on giving the gift of luxury this holiday season? Are you expecting an expensive piece of jewelry? Well, it is important that you know how to properly protect all of your jewelry and other valuable items during the gift-giving times by the use of valuable property insurance. Most standard homeowners policies […]

Long-term Care Insurance Make Dollars and Sense

Whether due to old age, mental or physical illness, or injury, many people find themselves in need of assistance with basic everyday activities. As we age, it is important to have a plan in place in the event that we are no longer able to care for ourselves. When the need for long-term care arises, […]

Give your Family a Sense of Security – Invest in Life Insurance Today

Life insurance is one of the most important investments you will make during your lifetime. If the unexpected were to happen, life insurance will help protect those who depend on you for financial support. Life insurance will provide your loved ones with a source of income, and can help cover medical, legal, and funeral costs. […]

Hurricane Preparation Tips for Boaters

During hurricane season there is always a chance we could experience numerous storms, several of which may have the potential to become major hurricanes. It is crucial that you are prepared for whatever may happen. There is a special importance placed on hurricane preparedness for boat owners. To help ensure you take the necessary precautions, […]

RI Flood Insurance Rate Changes

Be Prepared for RI Flood Insurance Rate Changes

In 2012 congress passed the Biggert-Waters Flood Insurance Reform Act, which requires the phase out and removal of subsidized rates. This law extends the National Flood Insurance Program (NFIP) for five years and requires significant program reform. You should expect changes in your rates beginning October 1, 2013. Over the years, storms like Super Storm […]

RI Auto Insurance

Auto Insurance is About More Than Your Vehicle

RI Auto Insurance Many RI Auto insurance policies boast their “low prices” or  “extra savings” when switching to their policy. At OceanPoint, we always try to find the best price for our customers, but we do so keeping in mind that auto insurance isn’t just about protecting your vehicle – it’s about protecting your loved […]

Home Inventory Can Save Money and Time on Home and Renters Claims

During spring storm season, it’s shocking how quickly your home can become an insurance claim. Heavy rains and  hurricanes rarely provide much advance warning. If storm damage hits your home this season, the insurance company may not pay for your belongings if you can’t prove what was lost. Do yourself a favor and create a […]

OceanPoint and BankNewport Win the Highest Level of Worksite Health Award!

I am pleased to announce, on May 29, 2013, BankNewport will be awarded the “Exemplary” category award for the 2nd year in a row, by Blue Cross Blue Shield of Rhode Island and The Greater Providence Chamber of Commerce. The 19th Annual Worksite Health Awards ceremony held at the Crowne Plaza in Warwick. This is […]

What Is Uninsured Motorist Coverage?

Simply put, uninsured motorist coverage protects you financially for bodily injury, including death, from an accident caused by a driver who does not have car insurance. It includes you and any family members who may be in the vehicle at the time of the accident. The intent of uninsured motorist coverage is to pay for […]

7 Tips to Selecting the Right Independent Insurance Agent

Selecting the right independent insurance agent to take care of your insurance needs should not be an “eeny, meeny, miny,moe” decision. You are looking for a long-­term relationship with someone you can trust. You wouldn’t buy a car without shopping around, and you shouldn’t select an independent agent without doing some research too. So what […]