Latest News

What do you need to do to prepare for a hurricane? If you’re enjoying Summer fun on a jet ski, ATV, or boat, do you have the right levels of coverage? Are you properly insured if you list your home on AirBNB or HomeAway?  For the latest insurance news and advice, the OceanPoint blog is here to keep you informed.

Insure Your Summer Fun

The warm weather is here and summer is rapidly approaching. We are all eager to enjoy those summer toys with family, especially after the rough winter we’ve had. No matter how you choose to travel it is crucial you secure proper insurance protection. At OceanPoint Insurance, we urge you to review your insurance policies to […]

If Spring Flooding Happens, Will you be Prepared?

Spring is here, meaning the rainy season has begun, which poses risk for flooding. Floods are one of the most common hazards in the United States, so it’s important we prepare for the potential disaster. The average waiting period for a flood insurance policy to take effect is 30 days, so act now before it’s […]

Compare the Rates of Multiple Insurance Carriers in One Place, OceanPointIns.com!

We all need insurance, but with the wide variety of options available and companies to choose from, deciding on which policy is right for you can be over whelming. As an independent insurance agency, we have the ability to offer you rates from multiple insurance companies. We are able to rate prospective insurance applicants using […]

Get an Instant Life Insurance Quote Now!

OceanPoint Insurance Agency is always looking for ways to enhance our services. In order to better serve our customers, you now have the ability to receive a free Term Life Insurance quote right from our website. Life Insurance is one of the most important investments you will make during your lifetime. With the chaos of […]

Couldn’t Avoid that Pothole? You Could Receive Reimbursement for the Damage

We’re at that time of the year when potholes start turning up left and right. This year the roads are filled with them, and we find ourselves swerving all over the road trying to avoid them.  However, avoiding every pothole is easier said than done and many of them have the potential to cause serious […]

Safety Tips for Today’s Storm and Future Winter Weather Conditions

In addition to preventing frozen pipes, be sure you have an emergency kit both at home and in your car filled with supplies in case of a large storm. Your emergency kit should include: Rock salt to melt the ice. Kitty litter or sand to build traction. Snow shovels and snow removal tools. Sufficient heating […]

The Winter Weather is Here – Are Your Pipes Prepared to Endure the Cold?

At OceanPoint Insurance, we want to make sure you’re properly educated on how to prevent loss and damage to your home. With the cold New England weather occurring today, it’s important you know what steps to take in order to ensure your home is prepared for winter weather. Frozen pipes are very common and can […]

RI Valuable Property Insurance

Properly Insure all of Your Valuable Holiday Gifts

Valuable Property Insurance Plan on giving the gift of luxury this holiday season? Are you expecting an expensive piece of jewelry? Well, it is important that you know how to properly protect all of your jewelry and other valuable items during the gift-giving times by the use of valuable property insurance. Most standard homeowners policies […]

Long-term Care Insurance Make Dollars and Sense

Whether due to old age, mental or physical illness, or injury, many people find themselves in need of assistance with basic everyday activities. As we age, it is important to have a plan in place in the event that we are no longer able to care for ourselves. When the need for long-term care arises, […]

Give your Family a Sense of Security – Invest in Life Insurance Today

Life insurance is one of the most important investments you will make during your lifetime. If the unexpected were to happen, life insurance will help protect those who depend on you for financial support. Life insurance will provide your loved ones with a source of income, and can help cover medical, legal, and funeral costs. […]

Hurricane Preparation Tips for Boaters

During hurricane season there is always a chance we could experience numerous storms, several of which may have the potential to become major hurricanes. It is crucial that you are prepared for whatever may happen. There is a special importance placed on hurricane preparedness for boat owners. To help ensure you take the necessary precautions, […]

RI Flood Insurance Rate Changes

Be Prepared for RI Flood Insurance Rate Changes

In 2012 congress passed the Biggert-Waters Flood Insurance Reform Act, which requires the phase out and removal of subsidized rates. This law extends the National Flood Insurance Program (NFIP) for five years and requires significant program reform. You should expect changes in your rates beginning October 1, 2013. Over the years, storms like Super Storm […]