During hurricane season there is always a chance we could experience numerous storms, several of which may have the potential to become major hurricanes. It is crucial that you are prepared for whatever may happen.
There is a special importance placed on hurricane preparedness for boat owners. To help ensure you take the necessary precautions, we offer a few helpful tips for how to prepare your boat in the event of a hurricane.
- Have a plan of action in advance.
- Boats remaining in a marina: Double all lines and attach them high on the strongest and tallest pilings, to allow for tidal rise. Make sure lines will not slip off pilings and that they are installed properly.
- Boats remaining on a mooring: The mooring must be designed and maintained to withstand the weight of your boat (contact your marina to determine the maximum load their mooring will withstand and how that relates to a Category 3 storm). Inspect and service the chain and swivels that connect the mooring buoy annually.
- Boats that can be trailered: Haul your boat out of the water and move it to a safe location as far from tidal waters as possible.
- Be aware of your lease or storage rental agreement with the marina or storage facility and know your responsibilities and liabilities as well as those of the marina.
- Fully charge the boat’s batteries, and have backup batteries.
- Shut off all devices consuming electricity except bilge pumps, and disconnect shore power cables.
When a hurricane is coming, after you have made anchoring or mooring provisions:
- Remove anything portable such as sails, dinghies, electronics, cushions, etc. and securely tie down anything that cannot be removed.
- Keep a list of everything left on the boat and what was removed.
- Have all records including insurance policies, a recent photo of your boat, boat registration, equipment inventory, and the lease agreement with the marina or storage facility, together in one place.
- Make sure you know the telephone numbers of appropriate authorities, such as the U.S. Coast Guard, Harbor Master, National Weather Service, and your insurance agent, and keep them on hand.
- Do not stay aboard.
After the hurricane has passed.
- Be aware of possible downed electrical wires. There may be stray AC current from submerged outlets, shore cords in the water, damaged vessel systems, etc. Do not enter the water!
- Check for leaking natural gas and propane by smell only, not with matches or candles!
The most important things to do to protect your boat from hurricanes or any severe storms are planning, preparation and timely action. It is also critical that you have the proper insurance coverage in place, and fully understand your policy. Call your OceanPoint Insurance agent today, to ensure you are fully aware of what is covered under your policy, and we’d be happy to give you a complimentary policy review.