In addition to preventing frozen pipes, be sure you have an emergency kit both at home and in your car filled with supplies in case of a large storm.

Your emergency kit should include:

  • Rock salt to melt the ice.
  • Kitty litter or sand to build traction.
  • Snow shovels and snow removal tools.
  • Sufficient heating fuel. You may become isolated in your home and regular fuel sources may be cut off. If you have a fireplace or wood-burning stove be sure to have a good supply of dry, seasoned wood.
  • Adequate clothing and blankets to keep you warm.

About 70% of winter deaths related to snow and ice occur in automobiles.

Here are some tips to for safe driving during winter conditions:

  • Keep your gas tank full.
  • Install good winter tires with adequate tread.
  • Keep a windshield scraper for ice and snow removal.
  • Keep your windshield wiper fluid filled.
  • In the event your car begins to spin out of control, here’s what you should do:
    • Don’t slam on the brakes.
    • When you begin to skid, take your foot off the gas and shift to neutral, quickly, then steer in the direction you want your car to go.
    • Before the rear wheels stop skidding, shift to drive and gently press the accelerator.

Avoid driving during heavy snowstorms and very icy conditions. However, if you must drive, take all the proper precautions to ensure you and your family’s safety.

Call OceanPoint Insurance at 401-847-5200 for more information on how to keep your loved ones safe. 

At OceanPoint Insurance, we want to make sure you’re properly educated on how to prevent loss and damage to your home. With the cold New England weather occurring today, it’s important you know what steps to take in order to ensure your home is prepared for winter weather.

Frozen pipes are very common and can lead to extensive water damage. However, this common occurrence is also highly preventable. While sudden and accidental water damage from plumbing systems is covered under most standard homeowners insurance policies it is always best to take precautions to avoid loss entirely.

Frozen pipes mostly occur when temperatures are 20°F or below and pipes in attics, crawl spaces and outside walls are the most vulnerable to freezing.  

Here are some tips to prevent frozen pipes in your home:

  • Leave the heat on in your home to a minimum of 55ºF during bitterly cold conditions.
  • Insulate vulnerable pipes that are accessible with insulation sleeves or wrappings which can be purchased at a local hardware or plumbing store.
  • Cracks and holes in outside walls and foundations near water pipes should be sealed with caulking to keep cold wind away from the pipes.
  • Use all of your plumbing fixtures at some point during the day to keep water flowing.
  • Drain and then cover all external faucets.
  • Keep the indoor faucets running at a slow drip to maintain water flow.

If you experience extensive water damage, turn off the water supply as soon as possible.

Call OceanPoint Insurance at 401-847-5200 for more tips on how to keep your home protected this winter.



Middletown, RI – January 6, 2014

OceanPoint Insurance Agency has announced that it has acquired Raymond Insurance of Coventry, RI, to expand insurance services in the West Bay area.  Additionally, Kim Raymond, principal of Raymond Insurance, has accepted the position of Vice President of West Bay Operations for OceanPoint.

Recognizing the opportunity to join forces with Kim Raymond, who has a proven track-record in the insurance industry, Doug Mayhew, president and CEO of OceanPoint Insurance, said, “We are pleased to welcome Kim and Raymond Insurance to the OceanPoint team.  Kim is a dedicated insurance professional, who is very involved in her community; we look forward to working with her to strengthen our market share in the West Bay.”

Raymond is also pleased to join such a trusted and professional insurance agency: “OceanPoint Insurance has a tremendous reputation for customer service making this a very good fit for Raymond Insurance.  The clients of Raymond Insurance can also look forward to a greater selection of products and services offered through OceanPoint,” said Kim Raymond.

About OceanPoint Insurance

Headquartered in Middletown, Rhode Island, OceanPoint Insurance Agency, Inc. provides a broad range of property casualty insurance products, in addition to a full array of financial services. Along with BankNewport, OceanPoint Insurance Agency, Inc. is a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC. Tracing its roots back to 1863, OceanPoint Insurance Agency, Inc. is proud to serve the insurance needs of clients from two full service offices located in Middletown and Barrington, Rhode Island, forming one of the largest independent insurance agency operations in southeastern New England.

For more information, visit

About Raymond Insurance Agency

Raymond Insurance Agency was founded in 1999 at its current location in Coventry, Rhode Island. Kim Raymond has been a Certified Insurance Counselor since 1997 and is an active member of the insurance community, currently serving on the Board of the Directors of the Independent Insurance Agents of RI.

For more information, please visit