You have made the investment in home and auto insurance to protect your house and car, but did you know that sometimes accidents occur where these standard policies do not cover all the damages? You may need Umbrella Insurance.
Your life could change in a split second, and everything you have been working towards could slip away. What is you find yourself the cause of a major car accident? Have you ever thought that your teenager could end up with a slander or libel lawsuit as a result of one of their social media posts? What happens if a neighbor slips and falls in your yard? Any of these accidents could happen to you and they happen very quickly.
Umbrella insurance kicks-in once your standard insurance policies have been exhausted. Without it you could find yourself paying out of pocket to make up the difference that your home or auto policies could not cover.
Typically sold in increments of $1 million dollars or more, umbrella insurance can be added to your existing policies for as little as $150 to $300 per year.
Protect yourself from these potentially life changing accidents and make the investment in umbrella insurance. Contact OceanPoint Insurance to review your options.