When students head off to college, many parents often view this as an opportunity to save money by reducing their levels of insurance protection. Here at OceanPoint, we believe it is our responsibility to educate you on how to best safeguard your family. Accidents can happen anytime, anywhere and we want to help you avoid financial loss. If your child is away at school, keeping them on your auto insurance, even if they do not have access to a car, is a wise decision to avoid any uncovered liability claims.
Our agents can help you prepare for the unexpected. Be sure to schedule an appointment with us to discuss the many ways you can keep your child insured, but also remain within your budget. Many insurers often make accommodations for college students. It is important to make sure that the new laptop or television you purchased for their dorm room are all protected. If any of these items were stolen or damaged, it would be very expensive to replace. We recommend that you review your homeowner’s policy with one of our agents to ensure it extends to coverage on their personal items.
If you have any questions regarding insurance for your college student, please feel free to give OceanPoint Insurance a call at 401-847-5200.