Fluctuating temperatures in New England could be bad news for homeowners. Homeowners may not realize that frozen pipes have the potential for causing significant damage while they are thawing, but OceanPoint Insurance has some suggestions on immediate actions you can take that may save you thousands of dollars.

After surviving the recent cold spell, many people across Rhode Island may be under the false impression that a frozen pipe will simply defrost in the warmer days. If you wake up to any cold morning and find that your water isn’t running, consider taking the actions below to potentially prevent further damage to your home.

  • Shut off the main water valve to relieve pressure from your water supply lines.
  • Turn on the faucet that is connected to the line which you suspect is frozen.
  • Turn up the thermostat in your home, and open all the cabinets that have hidden pipes.
  • Look for the pipe that may be blocked. You can identify a frozen pipe if it looks bulgy, has frost or ice.
  • Once the frozen pipe is found, use a hair dryer, space heater or heating tape to warm the pipe before it has a chance to burst. You can leave the heating tape for future purposes, connecting it to an outlet only when necessary.
  • When thawing the frozen pipes, do not use an open flame or heat gun because it can potentially melt your pipes or accidently start a fire in your home.
  • If these suggestions don’t resolve your issue, call a professional plumber who can fix the issue and can give you solutions to prevent frozen pipes from reoccurring.

The formation of ice can place over 2,000 pounds of pressure per square inch on, and if left unattended can rupture your pipes and spill hundreds of gallons of water per hour. OceanPoint Insurance understands that unexpected things can happen, but you can take steps to reduce your chances of experiencing this unfortunate winter issue.

Committed to protecting you and your family from any loss, OceanPoint Insurance agents are available when you need us. Visit one of our locations to speak with an agent about your insurance needs, or to learn about other safety topics at https://www.oceanpointins.com/







With a string of warm days on the horizon, now may be the best time to winterize your car before another cold spell grips New England. While nobody expects to be stranded on a road in the middle of winter, OceanPoint Insurance urges motorists to be prepared in the event of an emergency so that their passengers and family can arrive at their destination safely.

In order to help your friends and family wait out the cold comfortably if your car breaks down, consider the following tips below:

Make an emergency kit

Any vehicle is prone to a breakdown in the winter, regardless of the make, model, and year of a car. If you or your passengers have to bunker down, every car should carry the following items: blankets, boots, water, flares, flashlights, engine coolant, washer fluid, engine oil, small shovel and a snow brush.

Your car should be mechanic checked

A stop at your service center can quickly determine whether you should swap out your current battery, which typically drains quicker during the winter months. If you notice that it is difficult to start on cold mornings do not put this off.  While you are there, you may also discover that you need an oil change or need to make fixes on heating or cooling systems.

Fill up the tank

Frozen fuel lines are one of the hassles of winter that prevent an engine from turning on. A simple solution is to have your gas tank filled to the halfway mark at the very least.

Ready up the winter tires

Many drivers swear that winter tires offer better traction, and their observations are backed by science. Winter tires are not made of the same material as all-season tires, and the tread on winter tires are specifically designed to provide better traction on mushy, slick roads. If you are comfortable driving with all-season tires, a mechanic can still change your brake pads if needed or alert you to worn tire treads.

Make visibility a priority

Many people may not know that there are windshield treatments available that make it easier to clear snow, rain, or dirt off the windshield. Visibility is an important component to automotive safety because the inability to see what is on the road is a leading contributor to accidents and injuries. Other ways to maintain visibility during the winter months is to ensure your wiper blades are in good condition, and that your windshield washer fluid is filled to the max and is of the winter solution variety. In addition, consider replacing any cracked windshields because the winter weather tends to exacerbate any preexisting abnormalities.

OceanPoint Insurance agents are available year-round to help you with all of your insurance needs.



In addition to staying informed regarding the current forecast, the Rhode Island Emergency Management Agency offers a winter preparedness guide that can help protect you while you are at home or on the road. RIEMA also notes that winter weather is ‘deceptive.’ Many deaths that occur this time of year are indirectly related to the weather such as fatalities resulting from motor vehicle accidents; heart attacks from over exhaustion while removing snow; and from house fires where families are warming up their homes with unattended space heaters.

You can also help safeguard your family during the extreme cold by reading this guide on the essential items you should have before a storm arrives. OceanPoint would also like to remind you that extreme cold can also wreak havoc on your property as well. We urge you to review this guide, provided by the Insurance Institute for Business & Home Safety, on how to prevent frozen pipes.