In this short video, actress, model, and mom Brooke Shields explains to the American public that there is no time to wait. People need to protect their families with life insurance now.

Her advice to consumers is direct, and her message rings true.

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In this worrying article about rising water levels in Newport County, where Billy Sweet, an oceanographer with the National Oceanic and Atmospheric Association (NOAA), stated, “It’s [water level] come up about an inch every eight years since the buoys went in,” says. “About 10 inches overall.”