Individual disability insurance, also called disability income insurance, will protect a portion of your income (including bonuses and commissions) if you are injured or are too sick to work. It is portable and continues to cover you if you change jobs. It is typically guaranteed renewable and non-cancellable.
This video provides an overview and explains why you should use individual disability insurance as your sole, portable disability income protection or supplemental disability income when combined with income from other disability coverages that you may have, like group long term disability coverage that your employer may offer.
If you have any questions or wish to set up an individual consultation, please contact Sam Sylvester, Vice President/Life & Benefits Manager.
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