Protect Your Employees & Your Business with Workers’ Compensation Insurance
Workers Compensation is insurance that ‘compensates’ injured workers for lost income, rehabilitation costs, medical expenses, death benefits and job training/education for injuries that occur while working. In Rhode Island and Southern New England, most employers are required to have workers compensation insurance.
Failure to purchase Workers’ Compensation, when required by law, may result in civil and administrative, and possible criminal penalties. See Rhode Island State Law Title 28, Labor and Labor Relations, Chapter 28-36, Workers’ Compensation – Insurance, Section 28-36-15
While business owners typically do everything possible to look after the safety of their employees, it is an unfortunate fact that accidents do happen. It is important that both the injured individual and the business are protected.
Finding the correct type of Workers’ Compensation Insurance for your business can be difficult and time-consuming. OceanPoint Insurance has a dedicated team of experienced professionals who specialize in Worker’s Compensation Insurance and can do the heavy-lifting for you. Our team will work with you to understand your business and then select the best coverage to fit your needs and budget.