Latest News

What do you need to do to prepare for a hurricane? If you’re enjoying Summer fun on a jet ski, ATV, or boat, do you have the right levels of coverage? Are you properly insured if you list your home on AirBNB or HomeAway?  For the latest insurance news and advice, the OceanPoint blog is here to keep you informed.

Home maintenance

Did you know that a standard homeowners insurance policy may not cover problems arising from a poorly maintained home? A home maintenance program will safeguard your home against these risks. Here is a selection of tips from our OceanPoint team to keep your home well maintained and in compliance with a typical homeowners insurance policy […]

hurricane season

New Englanders are no strangers to the dangers, expenses and inconveniences that hurricanes can bring to our shores. These massive storms grow rapidly as they travel over warm ocean waters and can wreak havoc more than 100 miles inland. Heavy winds, micro-bursts and occasionally tornadoes can tear off roofs and uproot trees; and excessive rain […]

Back Injuries | Workers Compensation RI

A back injury is debilitating and can cause employees to be out of work for extended periods of time. In 2016, there were 154,180 back (including spine, spinal cord) injuries in the workplace according to the Bureau of Labor Statistics. However, back injuries are avoidable. The following list provides simple ideas on how to ensure […]

lawnmower safety

The summer season is upon us, and it is time to get outdoors! Backyard BBQ’s, kids running through the yard, gatherings with family and friends, are just some of the many reasons to get your yard looking pristine. Mowing the lawn is essential to achieve that maintained appearance. It also wards off ticks and other […]

RI To Go hands Free

Drivers, prepare yourself for going hands-free on Friday, June 1st! The new Rhode Island law (TITLE 31 Motor and Other Vehicles, 31-22, Miscellaneous Rules, SECTION 31-22-31) prohibits the use of a handheld wireless communication device while operating a vehicle. As many of us already know, distracted driving-related accidents are on the rise. Distracted driving is […]

Distracted Driving Tips

Two seconds is the longest a driver can safely glance away from the road, but sending or receiving a text takes a driver’s eyes off the road for an average of 5 seconds.

SUMP PUMP: What to do when the power goes out!

Ah, spring! We New Englanders have made it through another winter. As the temperature rises, snowstorms turn into rainstorms. In this transitional time, however, the ground has not yet thawed, and as those rainstorms persist, all that water needs to go somewhere. Due to the laws of gravity, water will go from high ground to […]

Fluctuating temperatures in New England could be bad news for homeowners. Homeowners may not realize that frozen pipes have the potential for causing significant damage while they are thawing, but OceanPoint Insurance has some suggestions on immediate actions you can take that may save you thousands of dollars. After surviving the recent cold spell, many […]

With a string of warm days on the horizon, now may be the best time to winterize your car before another cold spell grips New England. While nobody expects to be stranded on a road in the middle of winter, OceanPoint Insurance urges motorists to be prepared in the event of an emergency so that […]

In addition to staying informed regarding the current forecast, the Rhode Island Emergency Management Agency offers a winter preparedness guide that can help protect you while you are at home or on the road. RIEMA also notes that winter weather is ‘deceptive.’ Many deaths that occur this time of year are indirectly related to the […]

From wet leaves to frost covered roads, OceanPoint Insurance wants to remind motorists why maintaining comprehensive auto coverage is important for the dangers they may face in November. “November is rife with potential dangers for drivers,” said Doug Mayhew, President of OceanPoint Insurance. “From snow to darker roads and more deer this time of year, […]

Thanksgiving Dinner

As you arrange the dinner table and prepare to greet guests on Thanksgiving, consider keeping an eye on the stove because home-cooking fires peak on this national holiday. Every year, thousands of properties catch fire costing millions in damages. “With statistics from the U.S. Fire Administration suggesting that Thanksgiving fires are directly related to the […]