Read the Latest News and Updates from our Insurance Agency

What do you need to do to prepare for a hurricane? If you’re enjoying Summer fun on a jet ski, ATV, or boat, do you have the right levels of coverage? Are you properly insured if you list your home on AirBNB or HomeAway?  For the latest insurance news and advice, the OceanPoint blog is here to keep you informed.

RI Long term care insurance

Long Term care Insurance As we age, basic everyday activities can become increasingly difficult. Over time, many people discover that they require assistance to go about their daily lives. If you became unable to care for yourself, do you have a plan in place that ensures you receive quality care? Securing a long term care […]

Even though wood stoves provide an old fashioned sense of comfort, they bring several dangers with them. When purchasing and installing a wood stove, it is important to be thorough in your selection process. Whether you are buying a used or new heating system, make sure it is safe to use. If you are planning […]

For most families, the kitchen is the heart of the home, especially during the festive weeks to come. While the holidays are a wonderful time of year, they can also pose many dangers. Thanksgiving is the leading day for cooking fires, with three times as many cooking fires taking place than on an average day. […]

At OceanPoint Insurance, protecting your family is our top priority. As you make final touches to your costumes, stock up on candy, and gear up for some spooktacular fun, we want to remind you of a few safety tips to keep you and your trick-or-treaters safe this Halloween. Additionally, taking steps to prepare your property […]

Another New England winter is coming fast, and so is the damaging ice, snow and wind that comes along with it. While we would rather put off thinking about winter as long as possible, the time to winterize your home is when the leaves begin to fall – not the snow. To properly prepare your […]

RI Life Insurance

RI Life Insurance The concept of life insurance is something that few people like to discuss. Planning for a time when you are no longer available to provide for your family might be difficult, but it is one of the smartest investments you could make. September is Life Insurance Month, and in recognition OceanPoint would […]

RI Ride sharing insurance

The United States has recently seen an extreme uptick in what is often referred to as the emerging “sharing society.” As younger generations in particular opt for sharing of all kinds – cars, homes, and apartments – it is crucial to be aware of the impact these activities have on your insurance. In an increasingly […]

RI Teen Drivers Insurance

The increased proliferation of technology in all of our lives has created a new danger for those who take to the roads every day: distracted driving. Talking on cell phones, operating navigation or audio devices and, especially, texting while driving create situations for drivers, passengers and those operating nearby or oncoming automobiles that can be […]

June marked the official start of the Atlantic hurricane season, but with 10 of the costliest hurricanes on record arriving between August and October, now is the time to prepare for the worst by doing your best to protect your property. Some of the most important actions home and business owners can take are trimming […]

One of the proudest moments in a parent’s life is watching their child go off to college. At OceanPoint Insurance, our job is to make sure you are prepared for all of life’s important events. When students leave for college all of their expensive items go with them – cell phones, laptops, TV’s, etc. It […]

At OceanPoint Insurance, our agents are always looking for new innovative ways to save you money and enhance your coverage. Did you know that by simply combining two or more policies could save you hundreds annually? As an independent insurance agency, we represent over 25 insurance companies. We have the ability to shop around for […]

In nineteen states, including Rhode Island, Massachusetts, and Connecticut, insurance companies offer a special deductible for hurricane damage. A hurricane deductible applies to damage caused solely from a hurricane as categorized by the National Weather Service. Hurricane deductibles are only triggered when a named hurricane makes landfall in the state where the insured property is […]