Read the Latest News and Updates from our Insurance Agency

What do you need to do to prepare for a hurricane? If you’re enjoying Summer fun on a jet ski, ATV, or boat, do you have the right levels of coverage? Are you properly insured if you list your home on AirBNB or HomeAway?  For the latest insurance news and advice, the OceanPoint blog is here to keep you informed.

RI Flood Insurance

RI Flood Insurance In April 2015, Congress began implementing the Homeowner Flood Insurance Affordability Act of 2014 (HFIAA), which repeals some provisions of the Biggert-Waters Flood Insurance Reform Act of 2012, modifies others, and makes additional changes to the National Flood Insurance Program (NFIP). The new law limits the rate of increase for individual premiums […]

RI Boat Insurance

Did you know that Rhode Island requires boaters to have a Boater Safety Education Certificate, not a boating license? Anyone born on or after January 1, 1986, is required to pass an approved boater education course before legally operating any vessel powered by a motor of more than 10 horsepower. In addition, anyone operating a […]

RI Workers Compensation Insurance

Seasonable spring weather has finally arrived and with that comes the desire to schedule those much-needed repairs and home improvements. Homeowners recognize and appreciate the importance of having a skilled, experienced contractor perform work on their home. Reputable contractors, in turn, understand that the best way to safeguard their livelihood is through a comprehensive contractor’s […]

Rhode Island Renters Insurance

Rhode Island Renters Insurance Watching the local news this winter, we all witnessed the many devastating fires that destroyed countless homes and businesses. While homeowners and business owners are provided assistance with rebuilding their lives through their insurance policies, many renters found out the hard way that their personal belongings are not protected. If you are […]

Rhode Island Flood Insurance

Rhode Island Flood Insurance It might seem impossible now, but in the coming months the snow covering the ground will begin to melt. As spring’s warmer temperatures begin to melt the snow, they can also bring heavy spring rain. Unfortunately, until the ground thaws, melting snow and rain cannot be absorbed. The excess water runoff […]

RI Coastal Flood Insurance

RI Coastal Flood Insurance The Ocean State, with over 400 miles of coastline, is known for its beaches, bluffs, and scenic waterfronts. Rhode Island’s coast is a vital part of the state’s identity, attracting long- and short-term visitors, and offering opportunities for recreation, industry, and simple enjoyment. Being within a stone’s throw of the beach […]

Ride-sharing is the fast-growing system of offering your vehicle for personal transportation services and it is becoming increasingly popular as companies such as UberX, Lyft, and Sidecar continue to grow. These types of operations involve pre-arranged services using an online-enabled application to connect with potential passengers. As this industry gains popularity and a wider array […]

Why It’s a Problem: Many homeowners know that frozen pipes are a problem, but many don’t understand why or how they occur, or what to do if such an event occurs. When water freezes, it expands, which puts an immense amount of pressure on whatever is containing it. Therefore, if enough pressure is created, pipes […]

During the cold winter months in New England, there’s nothing better than cuddling up by the fire with your loved ones. Oftentimes, homeowners have to rely on additional heating sources to keep houses warm. Did you know that heating equipment is the second leading cause of U.S. home fires and home fire deaths? According to […]

The Rhode Island Division of Motor Vehicles (DMV) has implemented the Rhode Island Insurance Verification System (RIIVS) in order to verify automobile liability insurance for vehicles registered in Rhode Island. If a registered vehicle does not have an associated insurance policy for three consecutive months, you will receive an RIIVS notice from the DMV indicating […]

Over the years, shopping online for the holidays has become increasingly popular for consumers.  However, sharing information over the internet has its potential consequences, as instances of fraud and identity theft have risen accordingly as well. At OceanPoint Insurance, we want to ensure that your holiday season is enjoyed with as little stress as possible.  […]

Thanksgiving is a time for great food, and spending quality time with family and friends. We all know the kitchen is the heart of the home, especially at Thanksgiving, so it is important you practice kitchen safety. With so much activity and people around, it can be easy to be distracted. Thanksgiving is the leading day […]