Personal umbrella insurance provides liability protection over and above the insurance policies that you currently have, with additional benefits: – Liability protection for claims not covered in your existing homeowners, auto, or boat insurance policies
- You have liability coverage anywhere in the world
- Legal fees for claims that are not covered in your other insurance policies; these expenses will be paid in addition to your policy limit.
These benefits also extend to rental property owners who have renters’ policies.
Additionally, umbrella insurance covers the policyholder and other members of their family or household.
Umbrella insurance provides coverage above and beyond your base insurance policies (auto, boat, homeowners, and renters); the claim against you doesn’t have to involve your property or vehicle or boat for your umbrella insurance to cover it.
Umbrella insurance provides you with liability protection wherever you travel in the world, except homes and cars you own under other countries’ laws.
How Does Umbrella Insurance Work?
Personal umbrella insurance provides liability protection over and above the insurance policies that you currently have.