The Rhode Island Division of Motor Vehicles (DMV) has implemented the Rhode Island Insurance Verification System (RIIVS) in order to verify automobile liability insurance for vehicles registered in Rhode Island. If a registered vehicle does not have an associated insurance policy for three consecutive months, you will receive an RIIVS notice from the DMV indicating that you are required to obtain insurance.

You will receive a notice if RIIVS is unable to verify the insurance information for your vehicle. Oftentimes data entry errors can occur. You may receive a notice, even if you have insurance, due to incorrect Vehicle Identification Numbers, name misspelling etc. on you’re your policy. We will be able to correct this information for you.

If you receive a RIIVS notice, and you currently have liability insurance, if you obtained liability insurance, or if the vehicle is not currently being operated, you must notify your insurance company or agent and we will report the required information electronically.

If the vehicle has been sold or registered out of state, you must turn in the plates to a DMV branch or submit an Affidavit for Cancellation of Registration for Lost Plates.

If you do not wish to obtain liability insurance, Rhode Island law requires that you cancel your registration and surrender the vehicle plates to a DMV branch office.

The first three month evaluation began on November 17, 2015 and will end February 7, 2015, at which time the initial notices will be sent out. If you do not take appropriate action upon receipt of the first notice, a second notice will be sent to you. If, after the second notice, you fail to comply, the DMV will revoke the registration of the vehicle and block your ability to obtain or renew a license or registration.

If you have any questions or concerns, please contact OceanPoint Insurance at 847-5200.